PayPal Casinos USA: A Hands-On Real Money Payment Guide

Updated: 06 November 2022
Paypal Casinos

As a casino enthusiast in the US, you may already know that the iGaming industry doesn’t work the same way here. Different states impose different regulations on both online casinos and sportsbooks. But there’s 1 thing that carries over from the rest of the world. The online casino real money PayPal brands!

This is our guide to online betting with PayPal. Throughout this guide, we’re going to explore different features of the payment method, the fees you may have to incur, and pretty much everything that’s related to online casinos that take PayPal.

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PayPal Casino in the US

In very simple words, it’s an online casino in the US that accepts PayPal as a payment method. So, when we refer to a PayPal Casino USA, it’s referring to one of the licensed online casinos.

The “licensed” aspect is very important because the gaming regulations are extremely strict in the country. The states and their corresponding authorities are in charge of the regulation according to what benefits the state the most.

We’re going to expand on how you can select the appropriate brand for you in an upcoming section. So, don’t worry about the legal aspect too much for now.

Coming back to the point, PayPal has changed the online payments industry quite a lot since its inception. In a world where all electronic transactions had to go through banks, we had to incur a lot of delays at different stages. PayPal managed to ax down the problem from the root. Many other e-wallets have joined the cause since then.

PayPal Payments at Online Casinos in the US

Since the launch of PayPal IPOs, the company has managed to scale the business globally. As a result, millions of people from all over the world could send and receive money as well as pay both retail and online merchants.

It didn’t happen overnight. It was a long trial-and-error based approach that included collecting feedback from users directly. Over the years, the company has incorporated various features that made the method more user-friendly.

For starters, you only need a valid email address to conduct all your operations. And you need a valid mobile number in the country you live in to verify your account. Now, this is important because PayPal might be a global method but it’s yet to penetrate all the markets.

Coming back to how online casino real money PayPal USA works, you have to understand how the payments are processed. When you have a real money account at one of the licensed casinos, you can select PayPal as your dedicated method and connect both accounts.

Needless to say, you’ll first need to open your PayPal account, verify it, and then open your casino account to merge both worlds. Opening an account with PayPal is as simple as it gets. You can directly head over to the website right after you’re done with our guide and get an account within 2 minutes!

Know the Limits

More often than not, the casino PayPal deposits and withdrawals will have a minimum and maximum limit. It’ll vary from operator to operator. The best way to approach this is by reading the Terms & Conditions page.

We know very well how tedious of a task that is. But for your betterment and to avoid any future confusion, it’s best to read up on the material beforehand. Once you’re on a T&C page, you can scroll down to the payments section to learn about the limits. Sometimes, you may also find a question regarding payments in the FAQ section.

One of the biggest advantages of PayPal gambling sites is that they offer both deposits and withdrawals via the method. So, the only logical progression in our guide is to look at how you can do both.

How to Deposit

The first thing you need to do at PayPal betting sites is a deposit. Otherwise, how do you plan to play the games?

Thankfully, depositing with PayPal is extremely easy. The steps may vary just a bit from operator to operator. But the overall dynamic of the process is going to be the same.

Find an online casino that offers PayPal as a payment method.

Although it sounds very obvious, many beginners make the mistake of not double-checking.

Log into your casino account.

If you don’t have one, now would be the time to register.

Navigate to the deposit page.

In an online casino PayPal, the page might be labeled as “Deposit”, “Cashier”, “Banking”, or something similar. It shouldn’t be hard to spot.

From a dropdown menu or a list

select PayPal as your deposit method.

Enter the amount you want to deposit.

Some operators will have presets for deposit values. You can use them for quick transfers. Click “Deposit” or any other button that takes you to the next step.

The next step is authenticating.

You should land on the PayPal portal where you have to enter your email address and password for the PayPal account. Follow the on-screen steps.

Last step

The money should instantly show up in your casino PayPal account!

How to Withdraw

If you’ve successfully deposited at least once, withdrawal should be a walk in the park for you in the USA. The process is more or less the opposite of what you just did. Let’s take a look at the general steps for PayPal withdrawals.

  • Log into your casino account and navigate to the cashier page again. Some operators may also offer a dedicated page for withdrawal.
  • Before you put in a request, make sure you don’t have any active wagering requirements. If you do, it’s best if you complete the wagering first. If not, you’ll lose all active bonuses in your account. Reading the withdrawal policy beforehand is also a very good practice.
  • Select PayPal as your desired method, enter the amount, and fill in the necessary fields. It may include your email address and casino password.
  • Once the request goes through, you should receive a notification in your account. The operators usually need a little bit of time before the money is credited. Usually, the pending period ranges between 24 to 72 hours.
  • Once the pending period of the PayPal casino sites is over, you should receive the money immediately.

Fees You May Have to Pay at Online Casino that Accepts PayPal

We have good news and bad news for you.

The good news is, most entries from our PayPal casino list don’t impose any charges on your deposits or withdrawals. Even the ones that do, it’s usually on the withdrawals. Deposits are free and instant.

The bad news is there are operational costs for your PayPal account. It’s not directly for when you gamble online with PayPal. It’s just the fees for funding your account and sending funds all over the world.

The fees are clearly listed on the official PayPal website. It might vary from country to country. For the USA, you may need to select it from the dropdown menu. It might also be automatically selected.

Another good news is PayPal declares all online or in-store purchases are free of cost. Online casinos belong to the online merchants’ group. So, you’re technically buying their service online. Hence, you don’t have to pay anything for deposits, unless there’s currency conversion involved.

In the same way, you can receive the funds from the casino for no charges as there are no offshore operators involved. It’s only true for the USA. In other countries where offshore operators are allowed, players may have to pay for conversion charges as well as fees for international transfers.

The only time you have to pay a fee in the USA is when you withdraw your funds from PayPal instantly. You must pay 1.50% of the amount every time. It goes for both bank accounts and cards. For checks that are sent via mail, you pay a fixed $1.50 fee.

For the most part, you get a flat $25,000 bank withdrawal limit on your PayPal account. For cards, it’s $5,000/week and $15,000/month. The individual limits, of course, will vary from casino to casino.

Real Money Bonuses at Online Casinos with PayPal

Promotions are one of the exclusive benefits an online casino offers over land-based operators. So, you should take advantage of promotions any time you find them in the USA. Especially because the number of casinos is very limited, to begin with.

Let’s take 888 Casino PayPal as our example. It’s licensed in New Jersey so only the players living in NJ can open an account for real money. When you navigate to the “Promotions” page of the website, you find different bonuses laid out for you. Let’s take a look at them and try to understand the nature of promotions in general.

  • $20 Free Bonus (No Deposit Bonus)

The first promotion that’s going to grab your attention is the $20 free bonus. It’s essentially a no deposit bonus as a welcoming gift. It shows that you can expect no deposit bonuses from the best PayPal casinos.

  • $500 Welcome Bonus (Deposit Bonus)

Once you’re done with the free $20, 888 Casino NJ gives you the chance to win up to $500 on your deposit. It’s a deposit bonus as well a welcome bonus. It’s “welcome” because you’re getting it on your first deposit. If you get any similar bonus down the line, it’s going to be a simple deposit bonus.

  • Free Spins

Although this promotion is not a part of this particular casino, it’s a very common bonus nonetheless. Plenty of US online casinos offer free spins on real money slots online PayPal. These spins have a fixed value and you can win a limited amount by using them on the predetermined games.

  • Win the Jackpot at 888Casino (Ongoing Promotions)

This is the category where most time-sensitive promotions land. You may or may not find this promotion when you finally get to this guide. Because ongoing promotions usually expire, only to be replaced by new ones.

As you can see, pretty much all types of major casino bonuses are offered across PayPal casino USA. Be sure to read the T&C page before you jump the gun on any of these.

PayPal Mobile Casinos in the US

Thanks to the advancement in mobile technology, we’re not stuck with bulky desktops or laptops anymore. A smartphone nowadays has more than enough power to handle the day to day tasks. It ultimately comes down to what you’re most comfortable with.

As a result, business and services, in general, are optimizing their platforms for mobile devices. As days go by, we’re seeing an increase in mobile-friendly online services all over the world.

The same goes for PayPal casino mobile brands. These are operators who have equally compelling mobile websites or even apps. You get the entire suite of games and payment methods that you otherwise get on a desktop website.

PayPal has its own mobile app too. So, if you’ve been planning to migrate to mobile gambling completely or start your adventures with the iPhone you’re reading this guide on, it’s going to be a breeze.

Moreover, you get the One Touch feature from PayPal. It’s a unique feature designed for mobile users where you don’t have to enter your email and password every time you want to deposit. Rather, you’ll get automatic login, further accelerating the transactions.

The Safety of Real Money Online Casinos that Accept PayPal

Security is one of the major pain points for online transactions. It’s not only true for the USA but also for the rest of the world. Hackers are always trying to intercept transactions. And there’s no point in denying that they succeed every now and then.

PayPal has done a wonderful job of building up fortress-like security to protect the users’ interests. The first and simplest one is website security. The PayPal website has standard 128-bit SSL encryption to safeguard your credentials such as passwords, PINs, and OTPs.

According to the PayPal website, people lost about $311 on average for all the reported cases of fraud. To stop this train at its tracks, PayPal allows users to add a security key to their accounts. Every time you want to log in, you’ll receive a unique key on your phone or email.

Moreover, it has advanced fraud monitoring and prevention technology to detect and neutralize any suspicious attempts.

PayPal is certified by the Payment Card Industry Data Security Standard (PCI-DSS), offers TLS connection, and a few more complex security protocols to protect your data and funds at all costs.

Games You Can Play at PayPal Casinos in the US

The end goal for all of your deposits and withdrawals is ultimately to play the games, right? So, we believe it’s only fair that we shed light on the available game types in the country.

PayPal Slots

They’re simply online slots that you pay for with the payment methods. This is the broadest category of games with thousands of titles to choose from. While you may not get all the popular software providers due to regulatory restrictions in the US, you can expect hundreds of versatile games.

Blackjack Online Real Money PayPal

Although we’ve shifted to table games, there’s no point in giving it a different header. What do you think? We’ve decided on blackjack for this portion because it’s one of the most popularly played games in the country.

You can pay the casinos with PayPal and then use the funds to play the game. You may choose between the American and European variants. We advise that you stick to 2 to 3 payout versions instead of the 5 to 6 payout versions.

Online Keno PayPal

Keno is pretty much a lottery game so there’s no question about its legality in the US. Thankfully, it’s a common offering at PayPal casinos in the US. You will find different variations, both RNG-driven and live.

PayPal Customer Support

As an international payment gateway, PayPal has an extraordinary customer support team in place. When you’re on the website, you can simply navigate to the contact us page. First, you’ll encounter the FAQ section.

In this section, you’re most likely to find all the answers to your questions. It’s one of the most inclusive FAQ sections we’ve seen in a very long time! Chances are, you’ll never have to contact the support team.

In case you absolutely need to, you can send messages or sign up for the forum where the PayPal community is very active. Or, you can directly call the support line. For critical issues with your accounts and payments, there’s a resolution center on the website as well.

Alternatives to Online Casino Who Accept PayPal

When it comes to online payments, you never really run out of options. If PayPal is not an option for you, there are lots of other ones lying around. And just because an operator is a PayPal casino, it doesn’t mean it won’t offer other methods.

So, let’s take a quick look at the possible alternatives to PayPal in the USA.

NetellerSkrillPaysafecardVisaAmerican ExpressMastercardCrypto
CountryIsle of ManIsle of ManIsle of ManUSAUSAUSAGlobal
RegulatorFCAFCAFCAUSCISFederal ReserveThe Durbin AmendmentDecentralized
Deposit TimeInstantInstantInstantInstantInstantInstantInstant
Withdrawal TimeInstantInstantN/A3-5 days3-5 days3-5 daysInstant

Company Profile

The PayPal we know today was not always PayPal. It started way back in 1998 as Confinity. Interestingly, Elon Musk was one of the shareholders of Confinity. He came onboard 2 years after the company was launched by Peter Theil and Max Levchin.

The collaboration between Elon’s company at that time and Confinity didn’t go very well. As a result, Elon was petitioned out of the company as a shareholder. After years of polishing the services and adding new features, the company was rebranded as PayPal in 2011.

During 2012-2013, PayPal acquired Venmo, a US-based mobile payment service. It allowed the company to scale the business even further.

As of now, PayPal owns Braintree, ChargeHound, Honey, Happy Returns, Hyperwallet, Zettle, Xoom, and Paidy. All of these are critically acclaimed e-wallets with an extremely diverse workforce behind them.

The reason we’re sharing these pieces of information with you is to assure you of the security of PayPal casinos. The company itself has one of the largest investment portfolios in the world!

Advantages and Disadvantages of Online Casino Real Money PayPal

We’re nearing the end of our guide here. As we’ve taken a very logical approach toward our PayPal casino guide, we should wrap up the benefits and drawbacks in one place. What do you think?

Available across the majority of casinosFees for sending or receiving money from overseas
Free deposits and withdrawalsNot every casino offers it
Massive limits for withdrawalsSome operators exclude PayPal deposits from promotions
Transactions are instantPayments may fail if the casino’s website is not secure enough
Multi-layer security features
Requires only email address for transactions
Lots of additional features outside of iGaming

Overall User Experience at New PayPal Casinos

From what we’ve seen and from what you’ve read, the experience is seamless from top to bottom. As you know, the first step to get started is opening a PayPal account. You can do it within a few minutes.

Then, you can fund your account with any of the available payment methods you have, except for cash. Direct bank transfers, card top-ups, or transfers from other e-wallet accounts all work flawlessly with PayPal.

When it comes to your transactions at an online casino that accepts PayPal, both deposits and withdrawals are simple processes. You don’t have to expose any sensitive information like your credit card numbers or bank details to the casino. Only the email address will do.

You’ve read about the security features already. It’s one of the safest online payment gateways out there. We can go out on a limb and claim that PayPal is the safest method after cryptocurrency!

So, the overall user experience is a very balanced one. You won’t get any over-the-top features to overwhelm your senses. You also won’t feel limited in any way when you try to do the transactions.

PayPal Casinos FAQ

Before we part ways, we know you have some unanswered questions in your mind. Let’s see if we can guess them right and answer them correctly.

Which online casino accepts PayPal?

You’ll find the complete list of casino PayPal accept on our list. If you want to go independent, you can check out casino websites to look for PayPal.

Are PayPal casinos legal in the US?

In the USA, only a few states including New Jersey, Michigan, Delaware, Pennsylvania, West Virginia, and Connecticut have permission to run online gambling sites. The operators must be locally based as well. So, as long as you’re in the right state and signed up to the right PayPal casino, you have nothing to worry about.

How do I deposit money in an online casino using PayPal?

The process is very straightforward. We’ve added a brief and generalized step-by-step approach to this very guide. Scroll up and take a look at them.

Can I purchase virtual Visa cards for US casino deposits?

If all the variables are playing accordingly, there should be no issues for you to buy virtual Visa cards using PayPal. Most online and retail vendors accept it as a payment method.

What casino games pay real money using PayPal?

Online slots, table games like blackjack, keno, PayPal poker online, roulette, etc. all games pay real money at PayPal casinos USA.